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Charge off – This is a bank card credit card debt or loan which is created off as remaining uncollectible from a borrower. This sometimes is the case in the event the loan continues to be bought or given the debt to some assortment company. This financial debt continues to be collectable.
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Co-signer – An individual who willfully signals a financial loan arrangement While using the borrower and partly assumes accountability of repayment of a personal loan.